Our Services
Financial Assessment
Evaluating the client's current financial situation, including assets, liabilities, income, expenses, investments, and retirement accounts.
Goal Setting
Working with the client to define their retirement goals, such as desired lifestyle, retirement age, travel plans, healthcare needs, and legacy planning.
Retirement Income Planning
Developing a strategy to ensure the client has enough income to cover expenses throughout retirement, including Social Security optimization, pension planning, and withdrawal strategies from retirement accounts like 401(k)s, IRAs, and annuities.
INPRS Pension Planning
Educating the client on how and when any pension benefits will be received. Evaluating survivorship options to fit your situation.
Investment Management
Creating an investment portfolio tailored to the client's risk tolerance, time horizon, and retirement goals. This may involve asset allocation, diversification, and ongoing portfolio monitoring and adjustments.
Tax Planning
Identifying tax-efficient strategies to minimize taxes during retirement, such as Roth conversions, tax-loss harvesting, and distribution planning.
Risk Management
Assessing and mitigating risks that could impact retirement security, such as inflation, market volatility, longevity risk, and unexpected expenses or emergencies.
Education and Guidance
Providing ongoing education and guidance to help clients stay informed about changes in the financial landscape, retirement laws, and market conditions, empowering them to make informed decisions.
Regular Reviews and Adjustments
Conducting periodic reviews of the retirement plan to track progress towards goals, make adjustments as needed due to changes in circumstances, and ensure the plan remains aligned with the client's objectives.